Regulation
 
PUBLIC NOTICE

Public is hereby informed that the companies listed below are ineligible to carry on the business of housing finance institution and are also ineligible to accept deposits from public in any form whatsoever, since these companies have failed to apply for Certificate of Registration under Section 29A of the National Housing Bank Act, 1987 (53 of 1987). Public is also hereby informed that carrying on the business of housing finance institution by any company without compliance with the provisions of Section 29A is an offence punishable under the National Housing Bank Act, 1987.
Deposits, if any, accepted earlier by such companies are required to be repaid in accordance with the terms governing such deposits.

List of Companies ineligible to carry on the business of housing finance institution

 

ANDHRA PRADESH
1. Amrutha Housing Finance Ltd.
Plot No.44, Shanti Nagar,
Hyderabad-500 004.
2. Anubhav Home Finance Ltd.
6-1-85/6 Saifabad,
Hyderabad-500 004.
3. Gruhalakshmi Housing Finance Ltd.
6-124 Vasantha Nagar, Kanuru,
Vijayawada-520 007.
4. Larven Housing Finance Ltd.
422-Kuber Towers, Narayana Guda,
Hyderabad-500 029.
5. Premier Housing Ltd.
50-15-3/4 Madhura Nagar Extension,
Visakhapatnam-530 016.
6. Roofer's Housing Finance & Investment Ltd.
11-4-650 Niloufer Hospital Road,
Lakadikapur,
Hyderabad-500 004.
7. Sarvatra Housing Finance Company Ltd.
Flat No.7 Block-3, HIG II Baghlingam Pally,
Hyderabad - 500 044.
8. Silpa Housing and Finance Pvt. Ltd.
3-1-630 C. Vijaya Ragunandan Nagar,
Karim Nagar-505 001.
9. Supriya Housing Finance Pvt. Ltd.
607-6th Floor, Babu Khan Estate,
Basheer Bagh,
Hyderabad-500 029.
10. Vysya Homefin Ltd.
3-6-751 Street No.12, Himayat Nagar,
Hyderabad-500 029.
11. Wellworth Leasing & Finance Ltd.
Plot No.134, Prenderghast Road,
Secunderabad-500 003.
BIHAR
12. Gramin Developers Company Ltd.
Sahu Road, Muzaffarpur,
Bihar-842 001.
13. Shivrani Housing & Finance Pvt. Ltd.
MIG 184-Kankerbagh Lohia Nagar,
(Police Station Kankerbagh),
Patna-20.
14. United India Housing Development & Finance Ltd.
Radha Rani Sinha Road, PO Adampur
PO Kotwali, Dist. Bhagalpur-812 001.
CHANDIGARH
15. Samaj Housing Development (India) Ltd.
SCF 43-Ekta Market, Circular Road,
Opp. Sector 45D,
Chandigarh.
16. Wheels Credit & Investments Ltd.
1116-17, Sector 22B,
Chandigarh.

 
CHHATTISGARH
17. Anjuman Housing & Finance Ltd.
Ram Murty Market, Jalmarg, Tikarapara, Raipur.
18. Jeevansankya Housing Finance and Investment (India) Ltd.
17/373-Near Sarawati Dal Mill,
Pandri Tarai, Raipur - 492 004.
DELHI
19. Anon Housad Finance Ltd.
1809/135 Shanti Nagar, Tri Nagar,
Delhi-110 035.
20. Dalmia Housing Finance Ltd.
2nd Floor, Indraprakash Building,
21-Barakhamba Road,
New Delhi-110 001.
21. Dees Housing Finance Corporation Ltd.
S-375, Greater Kailash II,
New Delhi-110 048.
22. Hindustan Avas Vikas Avam Nirman Vitta Ltd.
70-Kailash Hills, East of Kailash,
New Delhi.
23. JVG Housing Finance Ltd.
F-2/11 Malviya Nagar,
New Delhi-110 017.
24. Kumko Housing Finance Corporation Ltd.
D-8 West End,
New Delhi-110 021.
25. Maharashtra Group Housing Finance Company Ltd.,
A-3, Pamposh Enclave,
Near Nehru Place,
New Delhi-110048.
26. Multimedia Infotech Ltd.
Bhagwati Business Centre, School Block,
Shakarpur, New Delhi-110 092.
27. NP National Housing Development Finance Corporation Ltd.,
26/34, East Patel Nagar,102-Pal Mohan
Mansion,
New Delhi-110 008.
28. OKARA Housing Finance Ltd.
803-Vikram Tower, 16-Rajendra Place, New Delhi-110 008.
29. Paam Housing Development Finance Ltd.
7/8 Vishal Market, Bhai Parmanand Colony,
Mukherjee Nagar (W),
Delhi-110 009.
30. Payal Housing Finance Company Pvt. Ltd.
3/114 Karan Street, Vishwas Nagar,
New Delhi.
31. Salkelin Leasing and Finance Ltd.
E-43, Mayur Vihar, Phase II, Delhi.
32. Sampark Housing Finance Ltd.
A-134, Main Market, Garhi, Lajpat Nagar,
New Delhi.
33. Sarvodaya Housing Finance Ltd.
R-104/3 Ramesh Park, Laxmi Nagar,
Delhi-110 092.
34. Shri Gujarat Housing Finance Ltd.
16/194, 2nd Floor, Main Faiz Road,
Karol Bagh, New Delhi-110 005.
35. Tapoban Housing Finance Ltd.
2nd Floor, Antriksh Bhawan, 22-KG Marg,
New Delhi-110 001.
36. Tarunoday Housing and General Finance Ltd.
J-40 Jorbagh Lane, New Delhi-110 003.
37. United Land and Housing Ltd.
7-Jantar Mantar Road, New Delhi-110 001.
38. VSB Housing Finance Ltd.
F-128 Mohammadpur, Bhikaji Cama Place,
New Delhi.
GUJRAT
39. Advance Dwelling Finance Ltd.
601-'Saffron', Fatehganj Foundation,
Opp. Camps Corner,
Baroda - 390 002.
40. Aries Housing Finance Private Ltd.
Anand Kiran' Apartment, Opp. Manisha
Society, Old Padra Road,
Baroda-390015.
41. Asiatic Infrastructure & Shelters Ltd.
Sumatinath Complex (Basement),
Pritam Nagar-Iind Slope,
Paldi, Pritamnagar, Ahmedabad - 380 007.
42. Bhimsen Housing Finance Pvt. Ltd.
14/162 Rishikesh Nagar, Haripura,
Maninagar (E),
Ahmedabad-380 008.
43. Captain Housing & Investment Ltd.,
B-701, Samudra Complex, CG Road,
Ahmedabad-6.
44. Chandan Housing Finance Ltd.
Rabban Manzil (2/F), Patthar Kuva,
Ahmedabad-380 001.
45. Gandhidham Housing Finance Ltd.
Shop No.1-HMT Shopping Centre,
Plot No.133 Sector 8, Nr. Oslo Cinema,
Gandhidham-370 201.
46. Golden Finstock & Housing Development Ltd.
15-Pratap Gunj, Rear Side Rozary School,
Baroda-390 002.
47. Kamal Capital & Housing Finance (India) Ltd.
2-Vaishali Flats, Opp. Nyay Mandir, New Desa,
Banaskanta.
48. Mehta Housing Finance Ltd.,
4-Law Garden Apartments-Scheme-I,
Opp. Law Garden, Ellisbridge,
Ahmedabad - 380 009.
49. MT Shroff Finance Pvt. Ltd.
701, Ivory Terrace, RC Dutt Road,
Baroda-390 005.
50. Narayan Housing Finance Company Ltd.,
Narayan Chambers, Station Road,
Bharuch.
51. New Peoples Housing Finance Ltd.
A-5 Smit Sagar Society, Nanpura,
Surat-395 001.
52. Osiajee Housing Developers Ltd.
S-5 Balaji Centre, Opp. Gurukul,
Drive-in Road, Memnagar,
Ahmedabad-380 052.
53. Oswal Gruh Nirman Ltd.
Rupal Flats, Sharda Society Road, Paldi,
Ahmedabad-380 007.
54. Popular Housing Finance Ltd.
204-Samrat Complex, Choice Lane,
Opp. Navrangpura Bus Stand,
Ahmedabad-380 009.
55. Setu Housing Finance Ltd.
6-Sugam Centre, Opp. RC Patel School,
UASNA, Ahmedabad-380 007.
56. Shree Awas Vikas Ltd.
Shop No. 36-Trade Centre, Stadium Circle,
Navrangpura, Ahmedabad-380 009.
57. Trans Housing Finance Corporation Ltd.
B2-Sarita Darshan, Opp. Jaiain Press,
Ashram Road, Ahmedabad-380 009.
58. Western Properties Ltd.
Rainbow House, Pratap Road, Raopura,
Baroda-390 001.
HARYANA
59. Parakeet Housing Finance Ltd.
Parakeet Bhawan, W-1188 1st Floor,
Pipli, Kurukshetra.
KARNATAKA
60. Anup Housing Finance and Investment Company Pvt. Ltd.
199/3 Link Road, Seshadripuram,
Bangalore-560 020
61. Dhanpriya Housing Finance Ltd.
10/1 Queens Road, Bangalore-560 052.
62. Maheshwara Housing Development Finance Company Ltd.
9-2nd Main Road, 6th Cross Road,
Govindaraj Nagar (Nr. Vijayanagar),
Bangalore - 560 040.
63. Mahindra Housing and Finance Ltd.
Broadacres Stud Farm, Yelahanka,
Bangalore - 560 064.
64. Manjog Housing Finance Ltd.
No.85, K. H. Road, Bangalore - 560004
65. Ramanashree Home Finance Corporation Ltd.
16 Ramanashree House, Raja Ram
Mohan Roy Road,
Bangalore - 560 001.
66. Surajmal Housing Finance Ltd.
66-Blumoon Complex, M.G.Road,
Bangalore-560 001.
67. Vibha Houisng Finance Ltd.
G-6, 6th Floor Maneesh Towers, J.C. Road,
Bangalore-560 002.
MADHYA PRADESH
68. Jai Surya Finsec Ltd.
Kanta Tola, Opp. Maruti Complex, Satna.
69. Madhyashakti Bhoo Vikas Vittiya Company Ltd.
Gandhi Gram, Jabalpur.
70. Mahakaushal Avas Vikas Nigam Ltd.
Singhai Colony, Barhi Road,
Katni.
71. SB Housing Finance Ltd.
A-178, Shahpura, Bhopal - 462 016.
72. Shagun Housing Finance Ltd.
1196-Napier Town,
Jabalpur.
73. Sidheshwar Housing and Securities Ltd.
D-148 Nehru Nagar, Kota Sultanabad,
Bhopal.
74. Srijan Housing Finance Ltd.
E5/137-Arera Colony, Bhopal - 462 016.
75. Tapti Housing Development & Hire Purchase (India) Ltd.
3-Anand Mamatav Housing Board Colony, Katni.
76. Youth Agro and Housing Development Ltd.
House No.448 Near Tikuri Thana,
PO ACC, Katni - 483 504.
MAHARASHTRA
77. Apple Housing Finance Ltd.
38-39 Rajgir Chambers, Opp. Old Customs
House, Shaheed Bhagat Singh Road,
Mumbai-400023.
78. Aradhya Housing & Commercial Finance Ltd.
3rd Floor, Vaidehi Apartments,
409-Hanuman Nagar,
Nagpur - 440 009.
79. Dhan-Ratna Housing Finance Ltd.
A/304, Akash Ganga Bldg., 3rd Floor
Devchand Nagar, Jain Mandir
Road, Dahisar (W), Thane-401101.
80. Ekta Housing Finance & Investment (India) Ltd.
Plot 50-Surya Bhavan,Telephone
Exchange Chowk,Nagpur - 440 002.
81. Executive Housing Finance Company Ltd.
907-Dalamar Towers, 211-Nariman Point,
Mumbai - 400 021.
 
82. Haridarshan Housing Finance & Investment Ltd.
Gharepure Building, Balraj Marg,
Lokmat Square, Dhantali, Nagpur.
83. Janshakti Housing Development, General Finance & Investment (India) Ltd.
C/o Shri M.N. Palekar, Advocate,
Plot No. 299-Abhyankar Nagar,
Nagpur - 440 010.
84. Libord Housing Finance Ltd.
C-108 Neelkamal, Shradhanand Extn.
Road, Vile Parle (E), Mumbai-400 057.
85. Lokhandwala Housing Finance (India) Pvt. Ltd.
48-Indranarayan Road, Santacruz (W),
Mumbai - 400 054.
86. Paranjape Housing Finance Company Pvt. Ltd.
Paranjape Bungalow, 34 MG Road,
Ville Parle (E), Mumbai-400 057.
87. Parivartan Housing Finance & Investments (India) Ltd.
C/o Dhawle Plastic Industries,
Plot No.23A, Hanuman Nagar, Nagpur-400 009.
88. Pariwar Housing Finance Company Ltd.
S-21, Ganga Nagar, Old Cotton Market,
Akola-444 001.
89. PPL Housing Finance Ltd.
Mittal Towers 'A'-3/F, Nariman Point,
Mumbai-400 021.
90. Prasad Finance Pvt. Ltd.
Mangal Murti, Old Belapur Road,
Maruti Nagar, Nr. Kalwa High School,
Kalwa-400 605. Dt. Thane.
91. Real Home Dwellers & Finance Company Ltd.
22-Vrindavan, Mathura Nagar, Takki Road,
Tulinj, Nallasopara, Thane - 401 209.
92. Rens Housing & Finance Pvt. Ltd.
7, Shanti Apartments, Kopar Road,
Nr.Santoshi Mata Temple,
Dombivali (W)-421 202. Dt. Thane.
93. Sahatak Housing Development & Finance Ltd.
Bhagyajyoti Apartments, Thakkare Nagar,
Vishrant wadi, Pune-411 015.
94. Shell Housing Finance Company Pvt. Ltd.
Auto Heritage Bldg., Sant Savata Marg,
Byculla, Mumbai - 400 027.
95. Shivalaya Housing Finance & Investment (India) Ltd.
421-Hanuman Nagar, Nagpur-440 009.
96. Shri Lakhavi Housing Develpment & Finance Ltd.
5-Shriram Nivas, 10th Road,
Daulat Nagar, Borivali (E), Mumbai - 400 066.
97. United Development Finance Corporation Ltd.
D1, Ground Floor, Mantri Riveira,
Bhau Patil Road, Bopadi, Pune - 411 003.
98. Urban Development Trust Ltd.
101-East View, 5th Lane Golibar,
Santacruz (E), Mumbai-400 055.
99. VFM Housing Finance Ltd.
6, Vaishali (Ground Floor), 51-TPS Road,
Borivali (W), Mumbai-400 092.
ORISSA
100. Alpha Leasing & Premier Housing Appartments (India) Ltd.
Tehasil Kurda, Kurda, Dt. Puri.
101. Gramajyoti Finance Company Pvt. Ltd.
Sunamba Street, Aska-761 110, Kanjam.
PONDICHERRY
102. Omega Housing and Finance India Ltd.
1/40 Vabara (Vannar) Street,
Nainarmandapam, Pondicherry - 605004.
103. The National Dwellings of India Ltd.
12-Thennai Salai Road, Indira Gandhi
Nagar, Pondicherry - 605 001.
PUNJAB
104. MSS Housing Development (India) Ltd.
Village & PO Hamabran, Dist. Ludhiana.
105. Punjab Home Development & Financiers (India) Ltd.
C/o Dr. Ram Singh Dakha Road,
Mullapur Mandi, Ludhiana.
RAJASTHAN
106. Ashraya Housing Finance Ltd.
B-90 Saraswati Marg, Bajaj Nagar, Jaipur.
107. Basera Homefin Ltd.
D-61/A-2 Sawai Madho Singh Circle, Bani Park, Jaipur.
108. Manu Gems
3rd Floor, Arihant Complex,
Nahargarh Road, Jaipur.
109. Rajasthan Jeewan Raksha Vikas Finance & Investment Ltd.
P.No. 82, C-II Kamawat Colony, Jhotwara,
Jaipur.
110. Suncity Housing Finance Ltd.
4/128 Jawahar Nagar, Jaipur.
TAMILNADU
111. Bharath Housing Finance Ltd.
Cheran Towers, Govt. Arts College Road,
Coimbatore-641 018.
112. India Housing Finance & Development Ltd.
Flat No.C1 IHFD Satellite Township,
Urapakkam, Vandalur-600 048.
113. Janaha Dream Makers Housing Finance Ltd.
3/57A Mettu Street,
Udayampatty (Post), Salem-636 140.
114. Navodaya Housing & Industrial Investments (India) Ltd.
15-Narasingapuram Street, Anna Salai,
Chennai-600 002.
115. Real Growth Home Finance Private Ltd.
18-Thirumagal Nagar, Peelamedu Pudur,
Coimbatore-641 004.
116. Sai Homefin. Ltd.
8-Ground Floor, City Centre,
39-Thirumalai Pillai
Road, T. Nagar, Chennai-600 017.
117. Saptagiri Housing Finance Ltd.
34-Tank Bund Road, Nungambakkam,
Chennai-600 034.
118. Sri Chakra Housing Finance & Development Ltd.
36 Ranganathan Street, T Nagar,
Chennai-600 017.
119. Tirumalai Housing Finance Ltd.
L-67 Anna Nagar First Street,
Ponnammapettai,Salem - 636 001.
120. Tirupur Constructions & Finance Pvt. Ltd.
74-Thanthai Priyar Nagar,
Anupparpalayam, Tiruppur - 638 652.
121. Vellore Housing Credit Ltd.
29-Dr. K.C. Samy Buildings,
FF Arni Road, Bagayam, Vellore-632 002.
122. Yogya Housing Finance Ltd.
Karumuttu Centre, 5F 498 Anna Salai,
Nandanam, Chennai-600 035.
UTTAR PRADESH
123. Anuroop Housing Finance & Leasing Ltd.
41-42 Rani Laxmi Bai Marg, Kaiserbagh,
Lucknow-226 001.
124. Ashray Housing Finance & Leasing Company Ltd.
C-44 Sector H, Aliganj, Lucknow.
125. Ashutosh Housing Development and Finance Ltd.
36-Shiv Nagar, IVRI Road, Bareilly.
126. Ashvarya Housing Finance & Leasing Company Pvt. Ltd.
Bilandpur, Under Cantt., Gorakhpur.
127. B K Housing and General Finance Pvt. Ltd.
4/1246 New Colony, Deoria.
128. Crescent Housing Finance Ltd.
Ghyanati Singh Complex,
Transport Nagar, Gorakhpur-273 001.
129. Curiocity Housing Finance Ltd.
79-Ambedkar Road, Ghaziabad.
130. Gulmohar Housing Finance & Leasing Company Ltd.
B-4/1-H Road, Mahanagar, Lucknow.
131. Henna Avas Vitta Ltd.
146 Civil Lines, Bareilly.
132. Indian Housing Finance and Leasing Ltd.
C 984-85 Sector B, Mahanagar, Lucknow.
133. Jagriti Housing Finance & Investment Company Ltd.
Onkar Vatika Colony, Nr. SethGhanshyam
Das Bal Vidya Mandir, Padrouna (Deoria).
134. Lalima Finance & Company Ltd.
Abu Bazar, Unchwa, Gorakhpur - 273 001.
135. Liberty Housing Finance Ltd.
2nd Floor, Sita Ram Jewellers,
Shivaji Marg, Bareilly.
136. Lions Housing Finance Ltd.
A7 Sector J, Aliganj Extn.,
Lucknow-226 024.
137. Prabhat Housing Finance Investment Company Ltd.
S25/40, Sarasauti, Bhojubir Sindhora Road,
PO Shivpur, Varanasi - 221 003.
138. Prapti Housing Finance Ltd.
E116, Indira Nagar, Rae-Bareli.
139. Pujan Housing Finance Ltd.
8/146, 2nd Floor, New Colony, Deoria.
140. Seth Dhan Raj Housing Finance Ltd.
A-27 Neelgiri 1, Sector 34, NOIDA.
141. Shravasti Avas Vitta Ltd.
Malik Sarai Phatak, Balrampur,
Distt. Gaunda.
142. SK Credit Leasing & Housing Finance Company (India) Ltd.
179, Civil Lines, Bareilly.
143. Srijit Prakash Housing Finance Pvt. Ltd.
Shahi Market, Cinema Road, Gorakhpur.
144. Suprabhat Housing Finance & Leasing Ltd.
189, H2, Kidwai Nagar, Kanpur.
145. Tanveer Housing Finance Ltd.
Main Road, Phoolpur, Azamgarh-276 304.
146. Trikone Housing Finance and Leasing Company Ltd.
B143, Sector C, Mahanagar,
Lucknow-226 006.
147. Wizard Housing Finance Ltd.
Bansal Complex (1/F), Faizabad Road,
Indira Nagar, Lucknow.
148. Yaksha Housing Finance Ltd.
A-303 Gopala Apartments, Ram
Tirath Marg, Narhi,Under Police Station
Hazarat Ganj, Lucknow.
149. Yuza Asian Finance Pvt. Ltd.
B104, Gopala Apartments,
Ram Tirath Marg, Narhi, Lucknow.
WEST BENGAL
150. Adri Housing Finance & Investment Company Ltd.
83, Dum Dum Road, Mallick Colony, Kolkata-700 074.
151. Albustor Housing & Hirepurchase Finance Company Ltd.
N/D/9 Jagatpur, Kolkata-700 059.
152. Apollo Housing Development Finance Corporation Ltd.
51/3, Regent Colony, Kolkata-700 040.
153. Ashadeep Housing Credit Pvt. Ltd.
1/7, Kumud Ghosal Road, Ariadhaha, Kolkata-700 057.
154. Avenir Housing Finance Company Ltd.
Station Road, Chinsurah, Dt. Hooghly.
155. Bharat Housing Development Finance Corporation Ltd.
BA-64, Sector 1, Salt Lake City, Kolkata-700 064.
156. Casion Housing Finance (I) Ltd.
230/B, AJC Bose Road, Kolkata-700 020.
157. Comprehensive Housing Development Finance Corporation Ltd.
1-Sourin Roy Road, Kolkata-700 034.
158. Diverse Housing Development & Investment Ltd.
24-Rabindra Sarani, Liluah, Howrah.
159. Erecon Housing Finance Company Ltd.
Nabin Babu's Road, PO Garulia, 24 Parganas (N)-743 133.
160. Evergood Housing Credit & Investment Ltd.
Dhuliyan-742 202. Dt. Murshidabad.
161. Evergreen Housing Development Finance Company Pvt. Ltd.
4/3, Bhukailash Road, Kolkata-700 023.
162. Fave India Finance & Construction Ltd.
25-Shankar Ghosh Lane, Kolkata-700 006.
163. Immortal Housing Credit and Investment Ltd.
Girls School Road, Diamond Harbour, 24 Parganas.
164. Impression Housing Finance Company Ltd.
Duillya, Andul, Mouri, Dt. Howrah.
165. Jade Housing Development & Investment Company Ltd.
19-'C' Road, Bamungachi, Howrah-711 106.
166. Janta Housing Development & Finance (India) Ltd.
12-Madan Pal Lane, Bhawnaipore, Kolkata-700 025.
167. Jiban-Sikha Housing Development Finance Pvt. Ltd.
Village Kumal, PO Jamra, PS Katwa, Dt.Burdwan.
168. Merryland Housing Development Finance Company Ltd.
42-K. Road, Belgachia, PO Dasnagar, Howrah-5.
169. MFL Housing Finance Ltd.
1A Subodh Mullick Square, Kolkata - 700 013.
170. Neer Housing Finance Company Ltd.
16-Sudder Street, Kolkata - 700 013.
171. North View Housing Finance & Credit Ltd.
59, North Pirojpur, Malda.
172. Overpeople Housing Finance & Credit Ltd.
Bidrohimor, PO Raiganj, Dt. West Dinajpur.
173. Parasmani Housing Finance India Ltd.
84/3A, BB Ganguly Street, Kolkata-700 012.
174. Precursor Housing Finance Company Ltd.
New Park G T Road, Bandel, West Bengal.
175. Proper Life Housing Development &Investment Ltd.
9A/1 Dharmatala Lane, Serampur, Hooghly.
176. Rapti Group of Finance Company Ltd.
36, Kings Road, 4th Floor, Howrah-1.
177. Sacred India Finance & Construction Ltd.
2, Chowringhee Road, 3rd Floor Room No.6, Kolkata-700 013.
178. Shronita Land & Housing Finance Company Ltd.
207, Dum Dum Road, Kolkata-700 074.
179. Talbot Housing Finance Company Ltd.
Tower House, Chowringhee Square, Kolkata-700 069.
180. Unidev Housing Finance Pvt. Ltd.
Mellock, Bagnan, Howrah.
181. United Housing Development Finance Company Ltd.
PO & Dt. Malda, via Rathban.
 
 
New Delhi A.K. Sohani
Executive Director
 
Copyright © 2012 National Housing Bank